Your friends and even you yourself prepare constantly for the world that is not real - what you deem “real” it just your interpretation of what happened - which in most cases is not even correct (as you rarely know everything about other people, economy, or anything that’s happening). This image is nonsense. Elders’ advice can be good as well as advice of someone your age might be shitty.
Just think for yourself.
You can select it yourself on registration in some instances. Probably running some automation from that acc.