The way I see it, being selfish isn’t inherently bad – there’s nothing wrong with looking out for number 1, provided it’s not at the expense of others. There’s a difference between being selfish and being greedy, of course. The latter is a pretty bad character trait, IMO.

Haha, I used to do this (throw away the letters). Then one day my ISP shut off my internet for 24 hours (Verizon FIOS), so I got a VPN.