Yes, I work with the things. Skimmers can steal a bunch of personal info and possibly vault your card (although that would tie the charge down to a payment processor and could flag the risk mechanisms, so it’s not likely to go on for long)
But you can charge people smaller amounts and set it up to not require a pin, then it’ll return back the name on the card and a bunch of other stuff, like the last 4 digits on the card, card issuer, and expiration date
I’m sure you could walk through a busy city and get enough names to make that sellable to scammers, or leave skimmers around long term
You are correct, but payment processors are this weird system of neoptism in the US. Like 5 companies make most of the terminals, three companies issue the cards, but that link in between? It’s so much more of a shit show than you could imagine
It’s fundamentally based on security through legislation. There’s a lot of cracks, if someone didn’t get greedy they could easily abuse the system without it leading back to them
I don’t want to write a how-to guide or give any pointed hints, but it has been a shocking experience to learn about
It’s more secure to have a card that can’t do the tap
Do you have evidence for this?
Yes, I work with the things. Skimmers can steal a bunch of personal info and possibly vault your card (although that would tie the charge down to a payment processor and could flag the risk mechanisms, so it’s not likely to go on for long)
But you can charge people smaller amounts and set it up to not require a pin, then it’ll return back the name on the card and a bunch of other stuff, like the last 4 digits on the card, card issuer, and expiration date
I’m sure you could walk through a busy city and get enough names to make that sellable to scammers, or leave skimmers around long term
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You are correct, but payment processors are this weird system of neoptism in the US. Like 5 companies make most of the terminals, three companies issue the cards, but that link in between? It’s so much more of a shit show than you could imagine
It’s fundamentally based on security through legislation. There’s a lot of cracks, if someone didn’t get greedy they could easily abuse the system without it leading back to them
I don’t want to write a how-to guide or give any pointed hints, but it has been a shocking experience to learn about